TERMS AND CONDITIONS

Policies

FOR MONTHLY FIXED PAY SCHEMES GOLD BOOKING (GB) 500,1000,1500 2000,2500 3000,5000,7000 and 10000 AND SIP SCHEME

1 customer pays for 11 month .
2.the amount will be credited as gold if the customer opted for gold booking scheme.
3.gold will be booked as per the market value prevailing at the time of payment of monthly amount .
4 .after completing 11 months the customer can buy jewels on the 12th month equivalent to the gold accumulated for 11 months.
5.the customer has to pay3% gst for the billing amount
6.the benefit of the scheme is customer can purchase jewels against the gold accumulated with out making charge and wastage .3% gst should be borne by the customer
7.CASH WILL OT BE REFUNDED ,IF THE CUSTOMER WANTS TO DISCONTINUE THEN HE OR SHE CAN PURCHASE GOLD ORNAMENTS ONLY TO THE VALUE OF AMOUNT PAID AND NOT GOLD ACCUMULATED.IF THE CUSTOMER DISCONTINUES BEFORE 11 MONTHS THEY HAS TO PAY WASTAGE AND MAKING CHARGE.NO OFFER WILL BE GIVEN.
8.IF THE CUSTOMER CHOOSES TO BUY MORE JEWELLERY THEN THE ACCUMULATED WEIGHT,HE/SHE HAS TO PAY WASTAGE AND MAKING CHARGE FOR THE EXTRA WEIGHT TAKEN.
9.CUSTOMER CANNOT PAY TWO TIMES IN A SINGLE MONTH
10.IF A CUSTOMER SKIPS ONE MONTH PAYMENT,HE CANNOT ADD AND PAY ON THE NEXT CONESQUETIVE MONTH.
11. SREE ANNAI JEWELS HAS ALL THE RIGHTS TO CHANGE THE SCHEME.

FOR MONTHLY FIXED PAY SCHEMES ADVANCE BOOKING (AB) 500,1000,1500 2000,2500 3000,5000,7000 and 10000

1 customer pays for 11 month .
2.the amount will be credited as CASH for the cash booking scheme.
3 .after completing 11 months the customer can buy jewels on the 12th month equivalent to the cash accumulated for 11 months.Gold rate will be fixed at the time of closing schemes
5.the customer has to pay3% gst for the billing amount
6.the benefit of the scheme is customer can purchase jewels against the cash accumulated with out making charge and wastage .3% gst should be borne by the customer
7.CASH WILL NOT BE REFUNDED ,IF THE CUSTOMER WANTS TO DISCONTINUE THEN HE OR SHE CAN PURCHASE GOLD ORNAMENTS ONLY TO THE VALUE OF AMOUNT PAID ..IF THE CUSTOMER DISCONTINUES BEFORE 11 MONTHS THEY HAS TO PAY WASTAGE AND MAKING CHARGE.NO OFFER WILL BE GIVEN.
8.IF THE CUSTOMER CHOOSES TO BUY MORE JEWELLERY THEN THE ACCUMULATED WEIGHT,HE/SHE HAS TO PAY WASTAGE AND MAKING CHARGE FOR THE EXTRA WEIGHT TAKEN.
9.CUSTOMER CANNOT PAY TWO TIMES IN A SINGLE MONTH
10.IF A CUSTOMER SKIPS ONE MONTH PAYMENT,HE CANNOT ADD AND PAY ON THE NEXT CONESQUETIVE MONTH.
11. SREE ANNAI JEWELS HAS ALL THE RIGHTS TO CHANGE THE SCHEME.
ALL DISPUTES SUBJECT TO COIMBATORE JURISDICATION

DIGI GOLD


1. CUSTOMER BOOKS GOLD FOR A MINIMUM AMOUNT RS 10
2.WHEN CUSTOMER BOOKS GOLD FOR 10 RUPEES OR MORE IT WILL BE CREDITED IN CUSTOMERS ACCOUNT against the rate of gold prevailing at that time.22karat 916 will be the purity of the gold
3. THE PERIOD FOR THE SCHEME IS 330 days
4.AT THE END OF THE 330 DAYS CUSTOMER CAN REEDEM THE GOLD BOOKED AND BUY JEWELS AGAINST THE WEIGHT ACCUMULATED
5. GST WILL BE APPLIED AT THE TIME OF PURCHASING JEWELLERY
6. THE OFFER FOR THIS SCHEME CUSTOMER WILL GET 3% EXTRA GOLD FOR THE TOTAL AMOUNT OF GOLD ACCUMULATED.E.X IF THE GOLD ACCUMULATED IS 20GMS THE CUSTOMER GETS .600 MG EXTRA ,THAT IS 3% AND THE TOTAL GOLD IS 20.600GMS.wastage or value additions and 3% gst will be paid for the new jewellery
7. Redemption is allowed only after 330 days
8cash will not be refunded in any circumstances
9.sree annai jewels has all the rights to change the scheme without any prior notice
ALL DISPUTES SUBJECT TO COIMBATORE JURISDICATION

Daily and weekly scheme

1 in this scheme customers can pay cash on daily or weekly basis.
2 the amount will credited as gold or cash as per customer chooses
3 weekly scheme is for 44 weeks
4.daily scheme is for 330 days
5 the customer has to pay wastage and making charge for the gold jewels they purchase against the cash or gold accumulated
6.3% gst is applied on the time of purchase of jewellery.
7. offer for this scheme is 3% extra will be added to the gold or cash accumulated.
8.cash will not be refunded.
9 if the customer closes the scheme in between they can purchase jewels for the accumulated amount or gold.NO OFFERS WILL BE GIVEN
10 ALL DISPUTES SUBJECT TO COIMBATORE JURISDICATION